Acceptance. This Terms of Use Agreement ("Agreement") is a legal agreement between you and Garfeel ™, the owner and operator of this Web site (the "Web site"). It states the Terms and Conditions under which you may access and use the Web site. By accessing and using the Web site, you are indicating your acceptance to be bound by the Terms and Conditions of this Agreement. If you do not accept these Terms and Conditions, you must not access or use the Web site. Garfeel ™ may revise this Agreement at any time by updating this posting. Use of the Web site after such changes are posted will signify your acceptance of these revised terms. You should visit this page periodically to review this Agreement.

No Principal-Agent/Client Relationship. The presentation of information on this Web site or your use of, or reliance upon such information does not establish an agent – principal, or client - relationship between you and Garfeel ™ or between you and any Garfeel ™. Please also note that any information sent or received over the Internet is generally not secured. Garfeel ™ cannot guarantee the security or privacy of any communication to the Web site.

Copyright. All materials displayed or otherwise accessible through this Web site (collectively, "Content") are protected by copyright law, and are owned by Garfeel ™ and its licensors, or our clients accredited as it is their properties that form the core of the Content. Except as granted in the limited permission herein, any use of the Content, including modification, transmission, presentation, distribution, republication, or other exploitation of the Web site or of its Content, whether in whole or in part, is prohibited without the express prior written consent of Garfeel ™.

Limited Licence. Subject to the Terms and Conditions of this Agreement, you are hereby granted a limited, non-transferable and non-exclusive licence to access, view and use the Web site for your personal, noncommercial use, and are granted the right to download, store and print single copies of items comprising the Content for your personal, non-commercial use, provided that you maintain all copyright and other notices contained in such Content.

Links. The Web site contains links to third-party Web sites. These links are provided solely as a convenience to you and not as an endorsement by Garfeel ™ of the contents of such third-party Web sites. Garfeel ™ is not responsible for the content of any third-party Web site, nor does it make any representation or warranty of any kind regarding any third-party Web site including, without limitation (i) any representation or warranty regarding the legality, accuracy, reliability, completeness, timeliness, security, suitability of any content on any third-party Web site, (ii) any representation or warranty regarding the merchantability and fitness for a particular purpose of any material, content, software, goods, or services located at or made available through such third-party Web sites, and (iii) any representation or warranty that the operation of the third-party Web site will be uninterrupted or error free, that defects or errors in such third-party Web sites will be corrected, or that such third-party Web sites will be free from viruses or other harmful components.

Limitation of Liability. Subject to applicable law, in no event shall Garfeel ™, or its partners, employees, agents, or licensors be liable for damages of any kind including, without limitation, any direct, special, indirect, punitive, incidental or consequential damages including, without limitation, any loss or damages in the nature of or relating to lost business, lost savings, lost data and/or lost profits arising from your use of, reliance upon, or inability to use the Web site or the Content, regardless of the cause and whether arising in contract (including fundamental breach), tort (including negligence), or otherwise. The foregoing limitation shall apply even if Garfeel ™ knew of or ought to have known of the possibility of such damages.

Disclaimer of Warranties. The Web site and the Content is provided "as is" and is based on information provided by our clients. While Garfeel ™ endeavors to provide Content that is correct, accurate and timely, no representations or warranties are made regarding the Web site and/or the Content including, without limitation, no representation or warranty that (i) the Web site or Content will be accurate, complete, current, timely or suitable for any particular purpose, (ii) that the operation of the Web site will be uninterrupted or error-free, (iii) that defects or errors in the Web site or the Content will be corrected, (iv) that the Web site will be free from viruses or harmful components, and (v) that communications to or from the Web site will be secure and/or not intercepted. You acknowledge and agree that you are using the Web site at your own risk and liability.

Security. Any information sent or received over the Internet is generally not secure. Garfeel ™ cannot guarantee security of any communication to or from the Web site.

Trade marks. Garfeel ™, the Garfeel ™ logo are trademarks of Garfeel ™ . Other names, words, titles, phrases, logos, designs, graphics, icons and trade marks displayed on the Web site may constitute registered or unregistered trade marks of Garfeel ™ or third parties. While certain trade marks of third parties may be used by Garfeel ™ under licence, the display of third party trade marks on the Web site should not be taken to imply any relationship or licence between Garfeel ™ and the owner of said trade mark or to imply that Garfeel ™ endorses the wares, services or business of the owner of the said trade mark.

Governing Law and Jurisdiction. The Web site is operated by Garfeel ™ from its offices in Jamaica. By accessing or using the Web site, you agree that all matters relating to your access to, or use of, the Web site and its Content shall be governed by the laws of the Jamaica, without regard to conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of Jamaica with respect to all matters relating to your access to and use of the Web site.

Termination. Garfeel ™ may, in its sole discretion, cancel or terminate your right to use the Web site, or any part of the Web site, at any time without notice. In the event of termination, you are no longer authorized to access the Web site or the part of the Web site affected by such cancellation or termination. The restrictions imposed on you with respect to both Content and the Web site set out in this Agreement shall survive. Garfeel ™ shall not be liable to any party for such termination.

Blogs. Any blog, comment, opinion, view(s), expression or point of view provided by any visitor to Garfeel.com ™ that is deemed to be scandalous, libelous, prejudicial, in anyway whether in whole or in part, whether explicit or implicit, Garfeel ™ does not accept liability or responsibility in any way for such expressions, whether they are posted innocently or negligently. Nonetheless, Garfeel ™ would appreciate you bring such blogs to his immediate attention.

Entire Agreement. Except for any agreement in respect of Content, this is the entire agreement between you and Garfeel ™ relating to your access and use of the Web site and the Content herein.

If any term or provision of this Agreement is held by a court of competent jurisdiction to be invalid, it shall be severed and the remaining provisions shall remain in full force without being invalidated in any way.